Already Retired
Financial Planning
The retirement you love shouldn’t sacrifice the lifestyle you love along the way—let’s preserve the passion.
Your Super, pension and retirement are only as secure as the latest legal, economic and
political changes, so clarity and peace of mind go hand in hand. Find freedom from financial stress and uncertainty by having the retirement specialists at Impact wealth look after the ever-changing retirement landscape on your behalf.
Gain confidence in the fact that your retirement funds will provide through to your life
expectancy. Contact the team at Impact Wealth and receive your complimentary discovery meeting where you can move beyond industry jargon and empower yourself to make the best decisions for your future and your family’s well-being.
Click the link below to access your complimentary one-page PDF that outlines the key
considerations for a worry-free retirement.
How we can help get the most out of your retirement
We provide a comprehensive financial plan personally tailored to your circumstances, goals and objectives including your ongoing income requirements.
Income Optimisation
We consider the best strategies to optimise retirement income from various sources such as pensions, Social Security, investments, and annuities.
Investment Management (including superannuation)
Providing guidance on investment decisions to generate income and preserve capital while managing risk. Ensuring your superannuation balances are maximised and within government mandated caps.
Tax Efficiency
Advising on tax-efficient withdrawal strategies to minimise tax liabilities in retirement.
Budgeting and Expense Management
Helping retirees establish a realistic budget and manage expenses to ensure long-term financial stability.
Estate Planning
Developing an estate plan to ensure assets are distributed as desired
and minimising estate taxes.
Centrelink Optimisation
Maximising Government benefits by ensuring the most efficient structuring of your assets.
Portfolio Diversification
Ensuring the retiree's investment portfolio is appropriately diversified to balance risk and return.
Behavioural Coaching
Providing emotional support and guidance during market fluctuations to prevent impulsive decisions.
Monitoring and Adjustments
Regularly reviewing the retirement plan and making necessary adjustments based on changing circumstances.
Retirement Lifestyle Planning
Helping retirees define and achieve their desired retirement lifestyle, whether it involves travel, hobbies, or other pursuits.
Longevity Planning
Preparing for the possibility of a longer-than-expected retirement
by ensuring financial resources are sustainable.
Emergency Planning
Developing contingency plans for unexpected financial emergencies.
Communication and Reporting
Providing clear and regular communication to keep the retiree informed about their financial status and progress toward goals. We also keep abreast of forever changing government legislation and provide ongoing advice where it is appropriate.
Why Choose Us
Impact Wealth is your retirement and financial planning specialist for people in and around the Sunshine Coast and North Brisbane.
Established in 2013 originally as MLC Advice Buderim, the company was re-branded to Impact Wealth in 2020 to reflect the company ethos of having a positive impact on the financial lives of our clients and having a positive impact in the local community in which we live.
Choice
Putting you back in control by maximising your financial position, so you have choices over your future (when to retire, how much to live off, how often to travel etc.).
Freedom
Freedom from the worry of financial stress, knowing someone has your back and is looking out for your best interests.
Through all the market peaks and troughs and government policy changes there’s a freedom in knowing your future is secure.
Clarity
Straight money talk with no judgement, no jargon and no pressure. We’re clear and on your side.
Connection
We make a plan, and you live it. It does more than change your life. It changes with your life choices. For every year of our clients retirement that we manage, we donate two meals to a person in need in and around the Sunshine Coast.
Our professional team is here to help you with any questions or concerns.
The team at Impact Wealth is highly educated, experienced and motivated to assist our clients to realise their retirement aspirations.
The best financial adviser on the Sunshine Coast. Gentle, friendly and totally thorough.
Janette
No financial changes either large or small were insuermountable for the team which were processed quickly and efficiently.
Tim
Impact Wealth is proud to give back to our local community.
We have aligned with OzHarvest to donate two meals for every year of retirement that we manage on behalf of our clients. We are currently managing over 3,500 years of our clients retirement and have donated over 7,000 meals.
Our goal is to donate 30,000 meals.
