Connect | Summer 2025 Edition

In this issue:

• The $1.2 Trillion Migration
• Prioritising Positivity for Wellbeing
• The Next Generation of Annuities
• Simple Steps to Protect yourself Online

The $1.2 Trillion Migration

• 3 million Australians will begin drawing down A$1.2 trillion in retirement savings over the next decade
• Retirees face a "retirement trilemma" of balancing income maximization, managing risks, and maintaining access to capital, highlighting the value of financial advisers in guiding investment strategies.

Prioritising Positivity for Wellbeing

• Reflecting on positive life experiences can boost wellbeing, but over-analyzing them may have the opposite effect.
• Positive emotions are linked to stronger immune systems, better job performance, and stronger social connections, making prioritizing positivity an important practice for overall wellbeing.

The Next Generation of Annuities

• Common myths about annuities, such as being locked away, not benefiting beneficiaries, and having limited growth potential, are being debunked with innovative products that provide growth potential, death benefits, and flexible payment options.
• New-era annuities combine income certainty, flexibility, and protection from market downturns, working alongside other retirement products to optimize financial security and help retirees confidently navigate retirement.

Simple Steps to Protect yourself Online

• Protecting yourself online is more important than ever. Read some of our tips to find out how.

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